Users can get a physical Paycent Card which can be ordered from the Paycent App.
Card Fee Type Fees (in USD)
Physical Card Order (including DHL/FedEx delivery)
$ 49.00
Card Activation
Free
First PIN Generation
Free
Domestic/International ATM Withdrawal
$ 4.00
Domestic/International Retail Transaction (POS)
$ 3.00
Foreign Transaction Fee - Network
1.25%
Monthly Card Residency Fee
Free
Annual Card Account Renewal
Free
Card Inactivity Fee per Month (after 90 days of inactivity)
Free
Card Loading Fee
1.5% of top up amount or $ 2.50 (whichever is higher)
Transactions Velocity Limits (in USD)
Initial & Minimum Load Amount
$ 25.00
Maximum Load Amount (per load)
$ 5,000.00
Maximum Daily Load Amount
$ 20,000.00
Maximum Monthly Load Amount
$ 20,000.00
Maximum Spend Amount per Day (POS)
$ 5,000.00
Maximum Card Balance
$ 20,000.00
Maximum Annual Load Amount
$ 240,000.00
Maximum ATM Withdrawal per Day
$ 5,000.00
Card Fee Type Fees (in USD)
Physical Card
Free
Physical Card Delivery (DHL/FedEx)
$49
Virtual Card
Free
Card Activation
Free
First Pin Generation
Free
Transaction Fee (POS Or Retail)
$0.20
ATM Withdrawal (Domestic/ International)
$3.50
Foreign Transaction Fee - Network
1.5%
Monthly Card Fee (If Per Month Card Transactions Less Than $1000)
$2.00
KYC Approval Fee
$2.00
Card Loading Fee
1.5% of top-up amount
Initial And Minimum Load Amount
$25.00
Card Fee Type Fees (in USD)
Physical Card Order (including DHL/FedEx delivery) | $ 49.00 |
Card Activation | Free |
ATM Withdrawal | 2.50% (minimum of $ 3.00 per transaction) |
Retail Transaction (POS/NFC/Online) | 1.50% |
Foreign Transaction Fee - Network | 1% |
Monthly Card Residency Fee | Free (if minimum monthly transaction is more than $10,000); $2.00 (if monthly transaction is less than $10,000) |
Annual Card Account Renewal | None |
Card Loading Fee | 1.5% of top up amount or $ 2.50 (whichever is higher) |
Transactions Velocity Limits (in USD)
Initial & Minimum Load Amount | $ 50.00 |
Maximum Load Amount (per load) | $ 2,500.00 |
Maximum Daily Load Amount | $ 13,000.00 |
Maximum Monthly Load Amount | $ 150,000.00 |
Minimum Spend Amount (POS/NFC/Online) | $ 1.00 |
Maximum Spend Amount per Day | $ 13,000.00 |
Minimum Card Balance | $ 20.00 |
Maximum Card Balance | $ 13,000.00 |
Minimum ATM Withdrawal or Equivalent in Local Currency per Transaction | $ 5.00 |
Maximum ATM Withdrawal per Transaction | $ 500.00 |
Maximum ATM Withdrawal per Day | $ 10,000.00 |