Paycent

Paycent Card


Users can get a physical Paycent Card which can be ordered from the Paycent App.

Order Now on App


Paycent SOLITAIRE Fees Structure

Card Fee Type Fees (in USD)
Physical Card Order (including DHL/FedEx delivery)$ 49.00
Card ActivationFree
ATM Withdrawal2.50% (minimum of $ 3.00 per transaction)
Retail Transaction (POS/NFC/Online)1.50%
International Transaction FX (Foreign Exchange)1.00%
Foreign Transaction Fee - Network1.75%
Monthly Card Residency FeeFree (if minimum monthly transaction is more than $10,000);
$2.00 (if monthly transaction is less than $10,000)
Annual Card Account RenewalNone
Card Loading Fee1% of top up amount or $ 2.50 (whichever is higher)

Transactions Velocity Limits (in USD)
Initial & Minimum Load Amount $ 50.00
Maximum Load Amount (per load)$ 5,000.00
Maximum Daily Load Amount$ 13,000.00
Maximum Monthly Load Amount$ 150,000.00
Minimum Spend Amount (POS/NFC/Online)$ 1.00
Maximum Spend Amount per Day$ 13,000.00
Minimum Card Balance$ 20.00
Maximum Card Balance$ 13,000.00
Minimum ATM Withdrawal or Equivalent in Local Currency per Transaction$ 5.00
Maximum ATM Withdrawal per Transaction$ 500.00
Maximum ATM Withdrawal per Day$ 10,000.00
*Subject to change without prior notice.

Paycent SAPPHIRE Fees Structure

Card Fee Type Fees (in USD)
Physical Card
Free
Physical Card Delivery (DHL/FedEx)
$49
Virtual Card
Free
Card Activation
Free
First Pin Generation
Free
Transaction Fee (POS Or Retail)
$0.20
ATM Withdrawal (Domestic/ International)
$3.50
International Transaction FX (Foreign Exchange)
2.75%
Foreign Transaction Fee - Network
1.0%
Monthly Card Fee (If Per Month Card Transactions Less Than $1000)
$2.00
KYC Approval Fee
$2.00
Card Loading Fee
1.0% of top-up amount
Initial And Minimum Load Amount
$25.00

Limit Type (in USD)
Max Account Balance
$16,900
Max Load Per Day
$5,600
Daily Transaction Limit
$5,600
Daily ATM Limit
$1,650
Max Per Month Load Limit
$16,900
*Subject to change without prior notice.

Paycent RUBY Fees Structure

Card Fee Type Fees (in USD)
Physical Card Order (including DHL/FedEx delivery)
$ 49.00
Card Activation
Free
First PIN Generation
Free
Domestic/International ATM Withdrawal
$ 4.50
Domestic/International Retail Transaction (POS)
$ 1.50
International Transaction FX (Foreign Exchange)
2.50%
Foreign Transaction Fee - Network
1.75%
Monthly Card Residency Fee
Free
Annual Card Account Renewal
Free
Card Inactivity Fee per Month (after 90 days of inactivity)
$ 3.50
Card Loading Fee
1% of top up amount or $ 2.50 (whichever is higher)

Transactions Velocity Limits (in USD)
Initial & Minimum Load Amount
$ 20.00
Maximum Load Amount (per load)
$ 5,000.00
Maximum Daily Load Amount
$ 20,000.00
Maximum Monthly Load Amount
$ 50,000.00
Maximum Loads per Day (in numbers)
12
Minimum Spend Amount per Day (POS)
$ 1.00
Maximum Spend Amount per Day (PIN)
$ 2,500.00
Minimum Card Balance
$ 20.00
Maximum Card Balance
$ 50,000.00
Maximum Annual Load Amount
$ 600,000.00
Minimum ATM Withdrawal or Equivalent in Local Currency per Transaction
$ 5.00
Maximum ATM Withdrawal per Transaction
$ 500.00
Maximum ATM Withdrawal per Day
$ 2,500.00
*Subject to change without prior notice.

How to Cash Out


Paycent RUBY

ORDER NOW ON APP

The card can be ordered through the app and works as a virtual card for online transactions. This Paycent card is powered by CUP that comes with a daily spending limit of US $2,500 and with a withdrawal limit of US $2,500.

Paycent SAPPHIRE

ORDER NOW ON APP

This card can be ordered through the app and works as a virtual card for online transactions. This Paycent card is powered by UPI that comes with a daily spending limit of US $5,600 and with a withdrawal limit of US $1,650.

Paycent SOLITAIRE

ORDER NOW ON APP

This card can be ordered through the app and works as a virtual card for online transactions. This Paycent card is powered by MC that comes with a daily spending limit of US $ 13,000.00 and with a withdrawal limit of US $ 10,000.00.

Get in Touch

Got questions for us? Send us an inquiry or give us a call. We'd be happy to assist you.


Products and services support

 hello@paycent.com


Business and corporate concerns

 corporate@paycent.com


SG +65 6439 2222

PH +63 2 825 5555

UAE +971 4 395 9999


Texcent Asia Pte Ltd
Suite 1504, Asia Square Tower 1
8 Marina View 018960
Singapore



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