Paycent

Paycent Card


Users can get a physical Paycent Card which can be ordered from the Paycent App.

Order Now on App


Paycent Mastercard Fees Structure

Card Fee Type Fees (in USD)
Physical Card
Free
Physical Card Delivery (DHL/FedEx)
$49
Virtual Card
Free
Card Activation
Free
First Pin Generation
Free
Transaction Fee (POS Or Retail)
$0.20
ATM Withdrawal (Domestic/ International)
$3.50
International Transaction FX (Foreign Exchange)
2.75%
Foreign Transaction Fee - Network
Free
Monthly Card Fee (If Per Month Card Transactions Less Than $1000)
$2.00
KYC Approval Fee
$2.00
Card Loading Fee
0.5% of top-up amount
Initial And Minimum Load Amount
$20.00

Limit Type (in USD)
Max Account Balance
$16,900
Max Load Per Day
$5,600
Daily Transaction Limit
$5,600
Daily ATM Limit
$1,650
Max Per Month Load Limit
$16,900
*Subject to change without prior notice.

Paycent Union Pay Int’l Card Fees Structure

Card Fee Type Fees (in USD)
Physical Card
Free
Physical Card Delivery (DHL/FedEx)
$49
Virtual Card
Free
Card Activation
Free
First Pin Generation
Free
Transaction Fee (POS Or Retail)
$0.20
ATM Withdrawal (Domestic/ International)
$3.50
International Transaction FX (Foreign Exchange)
2.75%
Foreign Transaction Fee - Network
Free
Monthly Card Fee (If Per Month Card Transactions Less Than $1000)
$2.00
KYC Approval Fee
$2.00
Card Loading Fee
0.5% of top-up amount
Initial And Minimum Load Amount
$20.00

Limit Type (in USD)
Max Account Balance
$16,900
Max Load Per Day
$5,600
Daily Transaction Limit
$5,600
Daily ATM Limit
$1,650
Max Per Month Load Limit
$16,900
*Subject to change without prior notice.

Paycent China Union Pay Card Fees Structure

Card Fee Type Fees (in USD)
Physical Card Order (including DHL/FedEx delivery)
$ 49.00
Card Activation
Free
First PIN Generation
Free
Domestic/International ATM Withdrawal
$ 4.50
Domestic/International Retail Transaction (POS)
$ 1.50
International Transaction FX (Foreign Exchange)
2.50%
Foreign Transaction Fee - Network
1.75%
Monthly Card Residency Fee
Free
Annual Card Account Renewal
Free
Card Inactivity Fee per Month (after 90 days of inactivity)
$ 3.50
Card Loading Fee
0.5% of top up amount or $ 2.50 (whichever is higher)

Transactions Velocity Limits (in USD)
Initial & Minimum Load Amount
$ 13.00
Maximum Load Amount (per load)
$ 5,000.00
Maximum Daily Load Amount
$ 20,000.00
Maximum Monthly Load Amount
$ 50,000.00
Maximum Loads per Day (in numbers)
12
Minimum Spend Amount per Day (POS)
$ 1.00
Maximum Spend Amount per Day (PIN)
$ 2,500.00
Minimum Card Balance
$ 20.00
Maximum Card Balance
$ 50,000.00
Maximum Annual Load Amount
$ 600,000.00
Minimum ATM Withdrawal or Equivalent in Local Currency per Transaction
$ 5.00
Maximum ATM Withdrawal per Transaction
$ 500.00
Maximum ATM Withdrawal per Day
$ 2,500.00
*Subject to change without prior notice.

How to Cash Out


Paycent RUBY CARD

ORDER NOW ON APP

The card can be ordered through the app and works as a virtual card for online transactions. This Paycent card is powered by CUP that comes with a daily spending limit of US $2,500 and with a withdrawal limit of US $2,500.

Paycent SAPPHIRE CARD

ORDER NOW ON APP

This card can be ordered through the app and works as a virtual card for online transactions. This Paycent card is powered by MC that comes with a daily spending limit of US $5,600 and with a withdrawal limit of US $1,650.

Paycent SOLITAIRE CARD

COMING SOON
This is a limited edition card for Paycent mobile wallet holders and it comes with privileged daily spending and withdrawal limits aside from multiple additional rewards. Card issuance and delivery fee are waived for Paycent Solitaire card holders. Contact a Paycent support representative to learn more.

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