Meet the Team

Paycent Team

Sumedha Goel

CEO / Founder
Co-founder and CEO for over 9 years at the Asian Investments Group Middle East. She is an early Bitcoin enthusiast who believes in the future of digital payments. Sumedha is an avid blogger and is currently working on a book based on her journey in life after losing her husband to cancer.

Svetlana Umarova

Founder / Investor
Founder and President for over 9 years at the Asian Investments Group Middle East which she helped establish in becoming a billion-dollar conglomerate. She believes that blockchain and cryptocurrency is the future and that both will be integrated in our daily lives. Svetlana is a savvy investor and a traveler.

Helen Laylo

GM / Head of Corporate & Public Relations
With 16 years of vast experience in Human Resources and Public Relation, she is responsible in establishing the company’s presence all over Asia and other parts of the world. A well-equipped professional who always put passion and hard work in everything she does. She has a Bachelors Degree in Computer Education.

Arthur Munsayac

With almost 2 decades of experience in IT roles and over 7 years as CIO of AIG Middle East. He has been involved in several startups in the UAE, Singapore, and the Philippines from conceptualization to finalization. He manages a highly skilled software development team of 40 professionals. Arthur is currently polishing AWS infrastructure security policies based on Central Bank’s PCI DSS standards.

Jennifer Navarro

16 solid years of accounting experience from different industries that include Financial Services, Insurance Broker, Shipmanagement, F&B, Manning Agency, Retail and Manufacturing that exposed her to different facets of accounting. These exposures taught her how to deal with different people at work, manage stress, and cope up with deadlines. Jennifer can easily work alone or with a team.

Katrin Mae Jose  

Project Manager
Experienced Business Analyst with over 5 years of experience in supporting business solution software and analyzing business operations in Banking industry like PNB, RCBC and Citibank. Katrin graduated last 2011 with a degree in Internal Audit.

Lea Pascual

Business Development Manager
More than 15 years combined expertise in managing & handling business operations in Singapore & in the Philippines. A degree holder with strong passion in developing, researching & inspiring business as well as people alike as part of the asset of the company.

Jonathan Guarino

Full Stack Developer
With 6 years of working experience in the IT industry, Jonathan has actively participated in successfully developing multiple technological projects. He aims to continuously learn in the field and is enthusiastic in discovering new innovations. His go getter attitude keeps him pace in discovering the cryptocurrency space and gaining knowledge in AWS services.

Daniel Sarabusing  

Full Stack Developer
With almost 5 years of experience in web and mobile development, Daniel has seen growth through successes and failures. His unwavering commitment in fulfilling his goals has been fueling him to continue his journey in his chosen field. He has a penchant for learning disruptive technologies such as blockchain, machine learning and data science.

Paycent Diplomats

We are now accepting applications for a becoming a Paycent Diplomat.
  • Diplomats will be given official standing and featured on the website
  • They will be given a corporate email ID
  • Get a specialized referral code from successful card sign-ups
  • Covered expenses for hosting Paycent meet-ups
  • Get revenue out of new business generated
Apply now by sending an email to


Brian Tan

Experienced in Strategic Partnerships and Company Development with a demonstrated history of working in the Payment industry. He is a strong professional manager who graduated from University of Southern Queensland. Brian is an early investor in the Bitcoin ecosystem since 2013.

Mark Wittenberg

Mark first became aware of Cryptocurrency in 2010 and has been involved in ongoing research. While researching and being involved amongst the many different projects in the space, he found his core beliefs aligned perfectly with Verge Currency. Mark actively sits as a Verge Currency Core Member, and focuses on business development, contract negotiations/facilitation and vendor relations. He comes to us with an extensive background in sales, Finance/Credit. Mark has been In the automotive industry since 1995 and has extensive background with marketing, Finance, Credit, Privacy Act, and Fair Trading Act. He’s been involved in these industries since 1995 (23 years) and has had success at scaling companies in very short periods of time. He is self employed in Credit and Finance, and advises for many successful companies.

Alexandre Ederer

Alex is a Canadian with a penchant for developing new ideas. He has moved to Germany to get a business degree in international management while pursuing his passion of developing Blockchain ecosystems for a decentralized world. He has helped companies with his experience working with a bank, as well as his deep understanding of cryptocurrencies and its trends.

Peter Bergstorm

An early enthusiast and investor in the Bitcoin eco-system since 2011. Joined the Bitcoin Foundation (US) in 2014 as an evangelist and fundraiser and founded BitBlock Ventures, a blockchain, ICO and smart contract enterprise development firm based in Singapore. Prior, a a career spanning more than 20 years working as a software publishing executive for amongst others Microsoft (HQ) and Sony Europe and as founder/CEO of Los Angeles based Giant Media Group.

Suraj GV

Over 17 years of hands on experience in Maritime and Commodity Trading with Financial Background. CFO with Blue Line Shipping Group, Dubai / Advisor Projects & Finance with Alphard Maritime Group, Singapore, Dubai & Mumbai / Non-Executive Director with Noida & Dubai / Advisor with DBC Shipping, Dubai / Working with Medsugar Diabetic Clinics & Vision Capital NBFC, Chennai for Investment and Expansion. Formerly – Senior Finance Manager with Emirates Trading Agency LLC, Dubai – Trading and Shipping Company in UAE for 9 years.

Aaron Lam

Director, Corporate Finance, Aaron is a Singapore citizen who has more than twenty years of corporate finance, tax and audit experience.He began his career with PricewaterhouseCoopers where he was in the tax and audit departments performing tax compliance and tax advice as well as statutory and special audits for clients across a variety of various industries, particularly in Oil and Gas, Electronics, Trading, Logistics and Investment Management. Between 1996 – 2007, Aaron was with Vickers Ballas Corporate Finance, OUB Corporate Finance and PricewaterhouseCoopers Corporate Finance where he advised on cross-border corporate finance transactions across Asia. In 2007, Aaron joined the Corporate Advisory Group of UBS. He covered mainly the South East Asian region and was involved in various cross border transactions between these countries and within Asia.

Susheel Balakrishnan

Transformation Champion – Insights based Individual & Organization Development A 25-year seasoned and broad business executive with decade long stints with Procter & Gamble and Yum/KFC/Pizza Hut across Middle East, Africa, Greater China and the Indian subcontinent. Member of multi-ethnic senior business leadership teams for over 20 years, having led complex HR, IT and Business Consulting functions. More recently created a Leadership and Management Development practice, operated a Cricket Academy and partnered in a Restaurant consulting business, which have brought to fore the entrepreneurial spirit around Human and Organization Development. Mentors start ups and helps new entrepreneurs to set up Boards, advisors, and senior team. Deep expertise in Organization Effectiveness, Performance Management, Talent Development and Customer Service across Hospitality, Retail and Fast Moving Packaged Goods sectors.

Rasool Verjee BA LLB

Opportunistic Serial Entrepreneur with a depth of experience in telecommunications, with an interest in emerging technologies and an extensive diverse global network. He holds degrees in Law from Cambridge University. His career has been marked by early adoption of emerging technologies recently focusing on blockchain`s disruptive potential to reshape and transform businesses and the growing public interest in Bitcoin and cryptocurrencies. He has delivered high returns on equity from start-up operations as evidenced by Telemagix, Canada’s first interactive Information service; Telepersonals that went on to become LavaLife Inc: North America’s leading provider of phone and online Dating Services. World Phone Inc: that partnered with Tier One carriers including AT&T, Teleglobe Canada and Codetel; Atlas Telecom Network a leader in Wholesale VOIP Termination; MobileMiser Inc: a disruptive service helping consumers reduce their international cell phone charges. He is an Advisor to several companies planning to launch ICO`S and a partner in a Blockchain Consultancy company.

Ahmad Altarawneh

An Excellence & quality Professional, Certified Design Thinker, Future Forecaster, Trends Analyst, Business Data Scientist, Use Case Expert in IOT & Responsive Smart City, Facilitator, SME Builder, Coach, Mentor, Professional Business Developer, Customer Experience Designer, Strategy, Organizational Excellence, Learning & Performance Expert, Crisis, Emergency & Disaster Management Expert, Professional Engineer, People With Disabilities & Inclusive Society expert, and Keynote Speaker.
  • Graduated from the University Of Alabama at Birmingham, Alabama, USA
  • MBA from The University of Wales, U.K.
  • Doctorate degree in Responsive Smart City from Walden University, USA.
Achievement, Association & Innovation
  • ASQ, APMP, PMI, RMC, KMI, EFQM, FIDIC, American Value Engineering Society (SAVE), The American Society of Civil Engineers (ASCE), The Arab Association of Engineers, ATD (previously ASTD), IIBA, Axilos, IIP and lately ICAO & IATA.
  • 102 Use Cases in IOT, The Connected Concept & Blockchain
  • Globalization of 68 Irish Companies into the MENA Region, and helped achieve over $180 million in contracts

Anupam Ratha

A domain expert in Security, Anupam has worked extensively in the areas of Digital Identity Authentication, and Online Fraud & Risk Management. With over 17 years of experience in product engineering, product management, business development, and project management, Anupam has built and successfully delivered security solutions to Financial institutions and Enterprises globally. As the co-founder and CTO of EZMCOM, he is responsible for the design and delivery of many of the company’s security products and technologies to its customers. Anupam is an inventor with a U.S. Patent 8868909 and holds a degree in Computer Engineering from the Army Institute of Technology in India.

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