The Paycent app is a hybrid mobile wallet which lets users spend their digital assets globally in real time with the help of the Paycent Card. The Paycent app can hold Bitcoin (BTC), Litecoin (LTC), Ethereum (ETH), Verge (XVG), Groestlcoin (GRS), XRP, Digibyte (DGB), Dragonchain (DRGN), DASH, Binance Coin (BNB) and Steem. The Paycent Card can be used to withdraw cash in local currency at ATMs and at offline merchants in over 200 countries at over 36 Million points.